A Field Guide to Retirement Income Strategies

Participants eagerly want employers to deliver guaranteed income strategies in simple, easy-to-use solutions – such as a target date fund

Retirement income strategies

Retirement income strategies

As people live longer and employers continue to phase out defined benefit plans in favor of defined contribution (DC) plans, the task of funding and determining their spending in retirement has become more complex. In navigating the many choices and uncertain variables in managing their DC plans – such as deciding how much to save, where to invest it, and how much money they’ll need to spend throughout retirement – it’s easy for participants to make wrong guesses and costly mistakes.

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