If history repeats itself, intermediate-term bonds may be the place to be for mutual fund investors. Analysts say these investments could rise into double digits this year, once the Federal Reserve's interest rate hikes come to an end. Todd Barre, v.p. and senior investment strategist at Harris Private Bank, told the Associated Press that "it's reasonable to start looking at bond funds," as a way to diversify in the face of a stock market that may turn bearish. Analysts generally advise at this against long-term bonds, which tend to be sensitive to fluctuations in interest rates, though they generally offer the highest returns when interest rates are in decline. Andrew Clark, a Lipper Research senior analyst, says returns are intermediate-term bonds are "probably fairy substantial." Then, when rates fall, investors may want to turn to long-term bonds.