Michael Thrasher The Pandemic, Fundraising, and 790% Growth: A Year Inside Zoe Financial “We were big believers that this was going to happen anyways but think it just got moved up four or five years,” Zoe Financial founder and CEO Andres Garcia-Amaya said. Michael Thrasher February 25, 2021 Zoe Financial's offices are located in New York, NY. (Michael Nagle/Bloomberg)