Lloyds Banking Group held 20% of the U.K. gross mortgage lending market in the first quarter, slipping from its 22.1% share last year. That compares to a 14% share for Royal Bank of Scotland and 14.4% for Santander, which saw its market share fall from 20% a year earlier. Lloyds also reported an increase of its mortgage portfolio with loan-to-value above 100% from 13.2% at the end of 2010 to 13.5% in the first quarter.

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